Lost keys, stolen wallet, break-in, breakup — this guide tells you exactly when to act, how fast, and what it costs. No fluff, no upsell.
Pick the situation closest to yours. Each guide gives you a clear action plan, cost estimate, and timeline.
Everything you need to do in the next 60 minutes after a key scare. Prioritize, act, and confirm your home is secure.
Read checklist
Stolen keys are a different threat than lost keys. Your home address may be exposed. Here's what to do within the hour.
Read guide
A break-in means your lock was already bypassed. This guide covers what to change, upgrade, and document before you sleep there again.
Read guideEach scenario has a different urgency level and cost range. Match your situation to get a clear next step.
If you lost keys in a public place or cannot account for all copies, someone else may have them. Rekey all exterior locks today. Cost: $50-$150 per lock.
If your wallet or bag was stolen and contained a key with any ID that shows your address, your home is a target. Call a locksmith now and ask for same-day emergency service.
Your lock was already bypassed once. The intruder may have made a copy. Before you stay overnight, have every exterior lock changed or rekeyed. Cost: $150-$350 full service.
If your ex had a key, has access to a key, or knows an entry code, change everything. This includes garage codes, smart locks, and gate codes — not just door deadbolts.
Previous owners, contractors, real estate agents, and cleaning services may have copies. A full rekey on move-in day is one of the best $100-$200 investments you can make.
Being locked out is not itself an emergency — but it's a signal to review your key control. How many copies exist? Who has them? A post-lockout rekey resets your key inventory.
Most urgent situations call for a rekey, not a full lock replacement. A rekey changes the internal pins so old keys no longer work. It takes 15-30 minutes per lock and costs half as much as replacement.
If you're reading this because something just happened, here is the exact sequence to follow.
Were keys lost in public or stolen with ID showing your address? That's critical. Lost at home with all copies accounted for? Lower urgency. Match the scenario above to your situation first.
Search "emergency locksmith near me" and call three before committing. Get a verbal quote. Most reputable locksmiths can arrive within 1-3 hours for urgent residential calls.
Front door, back door, garage entry door, and any other keyed exterior entry. Interior locks rarely need changing unless there's a specific threat inside the home.
After the rekey, reset any garage door codes, smart lock PINs, and gate access codes. Hand out new keys only to people who genuinely need them. Keep count of all copies.
Prices verified from 50+ locksmiths across major US cities. Costs vary by region, lock type, and timing.
| Service | Standard Hours | Same-Day / Emergency | After Hours | Best For |
|---|---|---|---|---|
| Rekey (per lock) | $50-$100 | $80-$150 | $120-$200 | Lost keys, moving in, divorce |
| Full Lock Replacement | $120-$250 | $180-$350 | $220-$400 | Break-in, damaged lock, upgrade |
| Smart Lock Install | $180-$350 | $200-$420 | $250-$500 | Post-breakup, moving in, upgrade |
| Master Key System (3+ locks) | $150-$300 | $200-$400 | N/A | Landlords, full household rekey |
| Dispatch Fee | $0-$30 | $30-$80 | $50-$100 | Always ask upfront |
Watch out: Scam locksmiths advertise $15-$35 service calls then charge $300+ on arrival. Get 3 verbal quotes before committing. A legitimate locksmith quotes by lock type and labor — not a flat mystery fee.
Most people assume lost keys are just an inconvenience. They're not — they're a security gap. Even a key with no ID attached can be matched to a lock if the person who found it knows where you live.
The risk compounds if you lost the keys near your home, workplace, or a regular location where someone could observe your routine. In that case, same-day rekeying is not paranoia — it's basic risk management.
A professional rekey or lock change takes 15-45 minutes per door. Here's what to expect.
These are condensed reader accounts submitted via our contact form. Names and details are used with permission.
"I lost my keys at the gym and read this guide at 9pm. By 11pm a locksmith had rekeyed my front and back doors. Slept soundly. Worth every penny."
"After my divorce, I kept putting this off for weeks. The guide convinced me to just do it — same-day locksmith, all 4 exterior locks rekeyed for $180. Should have done it month one."
"My wallet was snatched on the subway and my license was in it. Changed my locks that evening. Two days later a neighbor reported someone trying doors on my block. Very glad I did it."
Reader experiences are submitted voluntarily. We do not pay for, edit, or filter reviews. All submissions reviewed for authenticity before publication.
Change your locks within 24 hours if you lost keys in a public place or cannot account for all copies. If the keys were lost in your immediate neighborhood, call a locksmith the same day — the risk window is shorter. If you genuinely know where the keys are (dropped at home, found in a jacket pocket), the urgency is lower but still worth addressing within a week.
Yes. Rekeying changes the internal pin tumblers so old keys no longer operate the lock. The security level is identical to a full replacement because the mechanism that blocks unauthorized entry is the pins, not the exterior hardware. Choose full replacement only if the lock is damaged, visibly forced, very old, or you want to upgrade to a higher-security grade.
Standard rekeying runs $50-$150 per lock during business hours. Emergency or same-day service adds a dispatch fee of $30-$80 depending on the provider and region. A full property rekey (3-4 exterior locks) typically costs $150-$400 same-day. Avoid companies that advertise $15-$35 jobs — these are bait-and-switch operations that inflate the bill on arrival.
Yes, if the other person had a key or knew your access code. Change all exterior deadbolts and doorknob locks, reset garage opener codes, change smart lock PINs, and update any gate or building access codes. This applies even if the separation is amicable — key control is a safety measure, not a statement about trust.
Change all exterior entry points: front door, back door, garage entry door (if keyed), side doors, and any secondary units on the property. Interior door locks rarely need changing unless there's a specific concern about an indoor access point. A locksmith can rekey multiple locks in a single visit — ask for a whole-home service quote.
Call 3 locksmiths and get a verbal quote before committing to anyone. A legitimate locksmith will quote based on lock brand and type — not a suspiciously low flat rate. Check for a physical business address and real online reviews. ALOA (Associated Locksmiths of America) has a licensed locksmith finder at aloa.org if you want a verified professional.
You can replace a lock yourself if you buy the same bore-size hardware and are comfortable with basic tools. However, rekeying requires a specialized kit and practice — mistakes can leave you locked out or with a non-functioning lock. For an urgent security situation, hiring a professional is faster and eliminates the risk of an error at a stressful moment. DIY makes more sense for a planned upgrade than an emergency rekey.
This site focuses on emergency and time-sensitive lock change decisions: when to act, how fast, what it costs, and how to find help the same day. We cover five urgent scenarios (lost keys, stolen wallet, break-in, divorce/breakup, and moving in) plus supporting guides for each. We do not represent or refer any locksmith company — all information is research-based and editorially independent.
Pricing data sourced from quote comparisons across 50+ local locksmiths in 12 US cities. Updated quarterly.
LockChange.net accepts no paid listings, affiliate links, or sponsored placements. Our only goal is accurate guidance.
Emergency decisions, cost ranges, scenario triage, and how to identify trustworthy locksmiths. Nothing else.
June 2026. Prices and locksmith practices reviewed against current market rates.
Walk through our emergency checklist and you'll have a clear answer in under 3 minutes — plus a cost estimate and what to say when you call.